Rich, its not real hard to up load a photo. First, upload it in the album section. Either to your personal gallery or to the public, your choice.
Then view it. Right click on the photo and from the menu, choose "properties". Once that pops up, highlight the address shown for the photo. Copy it.
Then start a post in the catagory you want. To post the image, click on the IMG link on the page. Paste the text you copied earlier. Then click the IMG icon again. And that should do it.
Phil, posted the instructions in its own catagory on the forum. It has photos and all take a look.